What do I Do if I think I have Storm Damage ?

1. 1st of all call your Insurance Company Claims Office, NOT your agent. 2. Here are the

What do I need to do to file an insurance claim for hail or wind damage ?

Once the initial contact is made, your insurance company will then Give your Claim Number & Adjusters Name & Phone. Write it down. The adjuster will come out to verify the damage and assess the cost of repairs.

What documentation do I need to provide insurance Claim for damage ?

Your policy number | Date of Loss | Any pictures of Loss | Receipts of Damage | Proof of ownership

What if my insurance company denies my claim damage ?

This is where our team of experienced insurance claim specialists will work with you to ensure that the insurance claim process is as stress-free as possible.

Can Your Insurance Rates Go Up After A Hail Claim ?

Many policies provide coverage for hail damage, but the amount and type of coverage can vary greatly. It is important to understand what is covered and what is not when it comes to hail claims.

Are there Time limits to file a homeowner’s claim ?

It is also important you know the terms of your specific your insurance policy. Many policies have specific definitions of what constitutes hail or wind damage and what types of repairs are covered. Knowing this information can help ensure that your claim is processed quickly and you receive the coverage you are entitled to.

Do I Have to Pay a Deductible ?

For those who are unaware, deductibles are a set amount that homeowners themselves will have to pay toward the cost of their insurance claim.

Howdy..! I'm Ernie Ruiz

I’m honored that you clicked over here to learn more about me. Well I’m Ernie, the creative talent behind Ernie’s Gutter. I started this Company back in April 28 1978 here in Denver. Here is the Trade Name Application

It wasn’t a Glorious beginning but with a lot of ambition & Drive we made it.

Ernie’s Gutter started simply cleaning & repair of gutters. My family have owned & operated in the North Denver area in all phases of home renovations & Construction since the mid 1940’s.

Don’t let the name Ernie’s Gutter fool you we do a lot more the just gutters.

This blog was started simply as a way to share our Home Improvement expertise & talent’s.

As a third generation contractor, provides us a leg up in this very competitive industry to get the job done and get it right the first TIME !

1195 W Custer Pl, Denver, CO 80223

720 346 7663

Howdy..! I'm Ernie Ruiz

Ernie Ruiz

720 346 7663