What do I Do if I think I have Storm Damage ?

1. 1st of all call your Insurance Company Claims Office, NOT your agent. 2. Here are the

What do I need to do to file an insurance claim for hail or wind damage ?

Once the initial contact is made, your insurance company will then Give your Claim Number & Adjusters Name & Phone. Write it down. The adjuster will come out to verify the damage and assess the cost of repairs.

What documentation do I need to provide insurance Claim for damage ?

Your policy number | Date of Loss | Any pictures of Loss | Receipts of Damage | Proof of ownership

What if my insurance company denies my claim damage ?

This is where our team of experienced insurance claim specialists will work with you to ensure that the insurance claim process is as stress-free as possible.

Can Your Insurance Rates Go Up After A Hail Claim ?

Many policies provide coverage for hail damage, but the amount and type of coverage can vary greatly. It is important to understand what is covered and what is not when it comes to hail claims.

Are there Time limits to file a homeowner’s claim ?

It is also important you know the terms of your specific your insurance policy. Many policies have specific definitions of what constitutes hail or wind damage and what types of repairs are covered. Knowing this information can help ensure that your claim is processed quickly and you receive the coverage you are entitled to.

Do I Have to Pay a Deductible ?

For those who are unaware, deductibles are a set amount that homeowners themselves will have to pay toward the cost of their insurance claim.

Do I need seamless gutters in Denver?

Yes. Seamless gutters are ideal for Denver's seasonal weather changes. They prevent leaks and reduce maintenance compared to sectional gutters.

How often should gutters be cleaned?

At minimum, gutters should be cleaned twice a year—spring and fall. Homes near trees may need quarterly cleaning.

Can I install gutter guards myself?

Some DIY gutter guard systems exist, but for long-term durability and effectiveness, professional installation is highly recommended.

FSP

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