What do I Do if I think I have Storm Damage ?

1. 1st of all call your Insurance Company Claims Office, NOT your agent. 2. Here are the

What do I need to do to file an insurance claim for hail or wind damage ?

Once the initial contact is made, your insurance company will then Give your Claim Number & Adjusters Name & Phone. Write it down. The adjuster will come out to verify the damage and assess the cost of repairs.

What documentation do I need to provide insurance Claim for damage ?

Your policy number | Date of Loss | Any pictures of Loss | Receipts of Damage | Proof of ownership

What if my insurance company denies my claim damage ?

This is where our team of experienced insurance claim specialists will work with you to ensure that the insurance claim process is as stress-free as possible.

Can Your Insurance Rates Go Up After A Hail Claim ?

Many policies provide coverage for hail damage, but the amount and type of coverage can vary greatly. It is important to understand what is covered and what is not when it comes to hail claims.

Are there Time limits to file a homeowner’s claim ?

It is also important you know the terms of your specific your insurance policy. Many policies have specific definitions of what constitutes hail or wind damage and what types of repairs are covered. Knowing this information can help ensure that your claim is processed quickly and you receive the coverage you are entitled to.

Do I Have to Pay a Deductible ?

For those who are unaware, deductibles are a set amount that homeowners themselves will have to pay toward the cost of their insurance claim.

Spring Home Maintenance - Gutter Replacement

Slackers guide to spring home maintenance

TIP! If you are choosing a major renovation, engage a professional to design the work or draw up the plans. A professional designer can create meaningful plans that will meet building codes and will add value to your home.

Gutters do their job best when clean. Check yours for foliage build-up, particularly if trees hover over the roof. The rainy season is a prime time to ensure all drainage areas remain unblocked by leaves and/or debris. Trapped moisture can leave a house susceptible to moss and mildew and cause major damage to your roof and walls. While you’re at it, make sure the downspout is clean and pointing 2-2-1/2 feet away from the foundation walls. Retain the Roof

TIP! Think about what room you want to work on first.Plan ahead where you want to remodel and keep an eye out for good deals on prices.

It’s easy to take for granted the one thing that shields you from the elements. But doing so could cost you unnecessary repair costs. Be diligent about roof maintenance. After the next rainy day, inspect your ceiling for wet spots. Ask a licensed professional to inspect your roof for wear and tear. â��If the shingles are curling, buckling or crackling, it’s time to replace the roof,’s according to Dan Cornwell, president of CC&L Roofing in Portland, Ore. Check Your Siding Paint Job

TIP! Consider using radiant heat floor tiles if you replace the tiles you currently have. These tiles use heat via electricity and can be very interesting.

Look for chipped, cracked paint along the exterior of your home. The worse thing you can do is leave the wood exposed because that’s when it will begin to rot says Ernie of Ernie’s Roofing Siding Gutter In Denver CO . Scrape off any failing paint. Sand it down so there are no rough edges, prime the bare wood surface and paint it with a high-quality paint product. Don’t wait until the siding accumulates too much dirt. Brighten up the house with good power washing. Cut Shrubs and Trees

Trim overgrown trees and hedges away from your home to discourage the growth of mildew and moisture. Branches should be at least 7 feet away from the exterior of your house to prolong the life of your siding and roof. Get rid of out-of-control vines, as they can help crack siding and allow moisture and pests entry into your home. Love Your Lawn

TIP! When renovating, a smart homeowner spends on fixtures and materials instead of nice decor. The reason is that homeowners take their furnishings with the homeowner after a home is sold.

Rake up the excess leaves you didn’t get around to last fall. Too many can suffocate your grass and stop it from growing. Pull up weeds, and remove foliage from the lawn, shrubs and any plants, says Ernie of Ernie’s Roofing Siding Gutter In Denver CO Works Landscaping in Denver, CO. Pull up dead flowers and replace them with a low-maintenance variety such as pansies, begonias or mums. INDOOR MAINTENANCE Keep the Air Fresh

TIP! You can reduce your homeowner’s insurance by installing smoke alarms and checking them regularly. This is especially true in older homes which are at greater risk of fire.

With warm, sticky days ahead, do yourself a favor and give your air conditioning unit a little TLC. Not only does it cool you down, but an efficient air conditioner removes moisture and humidity from your home, which in excess, can damage its foundation. So if you arenâ’t changing air filters monthly, start now. A unit free of dust and dirt runs more efficiently, saving you money on your energy bill. While you’re there, check hose connections for leaks. Make sure the drain pans are draining freely. If you suspect a problem, contact a certified technician. Watch Windows and Doors

TIP! Consider your location when you are thinking about home improvement projects. For example, if it’s very windy in your area you may not need a deck, you may want to avoid a deck.

Investigate all doors and windows for leaks and drafts, particularly near the corners. Look for peeling and chipping paint, which can signal water intrusion. Seal any open areas between the frame and the wall to keep out water, which can deteriorate building materials. Neglecting these tasks can open up the potential for environmental hazards like mold growth, experts say. Control Pests

Keep garbage and debris under control around the exterior of your home. Do what you would do inside, and get rid of junk says Ernie of Ernie’s Roofing Siding Gutter In Denver CO. Inside, check the house for entrances and gaps where mice and insects may be tempted to come through. Seal up cracks, even if you just did so in the winter. Mulching the yard this spring? Use a liner underneath. is good to keep a barrier between your mulch and your home, she says. Take a Peek at the Plumbing

TIP! On Flat Roof Coating you check the coating to see how in did over the Winter.

Except for a coffee maker, anything dripping in your house is a bad sign. Check for leaking faucets or sweating pipes, clogged drains, and faulty water drainage systems. On laundry day, look at the washing machine hoses for bulges, cracks, or dampness. Check under the kitchen sink for leaks, and make note of wetness around the dishwasher. Inspect your water heater for leaks and corrosion. Tackle the Tiles While you’re in spring-cleaning mode, pay attention to worn grout between floor tiles in the bathroom or kitchen. A small crack in the grout or caulk can lead to an expensive repair later. If necessary, re-seal as soon as possible. For the bath, get into the habit of wiping down shower walls and tub after each use to eliminate soap and scum build-up. For more information about spring home maintenance please click the link below. https://erniesgutter.com/services

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Spring Home Maintenance

Slackers guide to spring home maintenance

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