Hail Damage what to do now
Ernie’s Roofing Siding Gutter of Denver Restores the Hail Damage
Now that you’ve been hit by hail, what do you do? How to File Insurance Claim
Don’t get in a hurry. If you have a leak act quickly to get it repaired, but if your roof, siding or windows are not leaking there is no reason to make hasty decisions. Most hail damage does not present an immediate emergency and most insurance companies allow their clients one year to make necessary repairs or replacements.
Ernie’s Roofing Siding Gutter of Denver Contractors is happy to make emergency repairs if needed – and to provide you with a thorough inspection and proposal to get your home or business back in top shape. We can get the process started even before an insurance adjuster gets to you! Turn in a claim to your insurance company immediately.
Your insurance company will be getting a lot of calls so be patient with them, but do get your name on the list. In large hail storms it is not uncommon for it to take an adjuster two weeks or longer to get out to your roof due to their call volume. Waiting too long, however, can sometimes cause the roof to deteriorate and cover up signs of hail damage. This, in turn, could cause your damaged roof to be turned down by your insurance carrier. Get an estimate that feels right to you-and look at more than price.
While insurance companies may suggest two or three estimates, one may be enough in storm emergencies. Just be sure that you don’t pay more than your deductible plus any extras or upgrades (i.e. new skylights, added ventilation, higher grade roofing)-and that your estimate is from a reputable company. Insurance companies spend hundreds of millions of dollars on storm claims; they know what roofing and structure repairs and replacements cost to do properly. If you’re tempted, but uneasy about accepting a low bid or a “too good to be true” discount, look closer. Hail storms bring out people and companies that run the gamut from inexperienced and uninsured, to those that are out right deceptive or unscrupulous. Atlanta Roofing Contractors is very reasonably priced, and you will find that we are the most thorough. We don’t believe in taking short cuts that diminish the look or quality of your home or business’ roof or exterior, and we will help you negotiate your settlement. Use a reputable and local roofing company.
Check the company you are considering out carefully. Numbers of years in business, not just their employees combined years of experience, is extremely important. For the most part, companies that have managed to stay in business for more than 10 years are doing something right! Unfortunately, too often people communicate their track record in less than credible ways-and industry statistics tell us that the average roofing company is in business for 2 Â½ or less years. New companies and storm chasers from out of the area may offer a wonderful warranty, but what good is a warranty without a company to back it? If needed, call Ernie’s Roofing Siding Gutter of Denver for a second opinion
While hail can be funny stuff, if you have been denied a claim and all your neighbors are getting new roofs or exterior repairs, it might be a situation where the adjuster has made an error. Adjusters are only human and they do occasionally make a mistake. Sometimes the way the light hits a roof makes it difficult to see the damage, and sometimes it takes additional rain storms to expose the actual damage. 6. Be patient with your roofing contractor. In large hail storms reputable roofing contractors get behind. Because most hail damage is not an emergency, it is worth waiting for the right company. Get your work done right, and make sure you have a company that will be there to make good on its warranties if problems do arise. If you are leaking be sure to tell us and make that clear so that your job is attended to as quickly as possible