What do I Do if I think I have Storm Damage ?

1. 1st of all call your Insurance Company Claims Office, NOT your agent. 2. Here are the

What do I need to do to file an insurance claim for hail or wind damage ?

Once the initial contact is made, your insurance company will then Give your Claim Number & Adjusters Name & Phone. Write it down. The adjuster will come out to verify the damage and assess the cost of repairs.

What documentation do I need to provide insurance Claim for damage ?

Your policy number | Date of Loss | Any pictures of Loss | Receipts of Damage | Proof of ownership

What if my insurance company denies my claim damage ?

This is where our team of experienced insurance claim specialists will work with you to ensure that the insurance claim process is as stress-free as possible.

Can Your Insurance Rates Go Up After A Hail Claim ?

Many policies provide coverage for hail damage, but the amount and type of coverage can vary greatly. It is important to understand what is covered and what is not when it comes to hail claims.

Are there Time limits to file a homeowner’s claim ?

It is also important you know the terms of your specific your insurance policy. Many policies have specific definitions of what constitutes hail or wind damage and what types of repairs are covered. Knowing this information can help ensure that your claim is processed quickly and you receive the coverage you are entitled to.

Do I Have to Pay a Deductible ?

For those who are unaware, deductibles are a set amount that homeowners themselves will have to pay toward the cost of their insurance claim.

Home Security Tips - Gutter Replacement

Home Security Tips

Safety A Concern? Get Top Home Security Tips Here It is likely you know of someone who has been the victim of a burglary at some point. Paying a little extra attention to home security is never a bad idea. Anyone can be a target. Read this article to get ideas on securing your home. Do not tell anyone that you are going on vacation out of your friend circle. It’s natural to be excited about your trip, but this is as good as throwing out the welcome mat for people who know your home is unoccupied. Any time you buy a new home, have the locks changed. You’re not aware of any copies that have been made by the previous owners of the house. To ensure that you are the only one who has access to your house, call a locksmith. If you lose your keys, you should do the same thing.

TIP! Do you keep your dog outdoors when you go out? If so, you can use your dog to hide your spare key. Attach the key inside their collar and make sure it can’t be seen.

Get advice from your friends before selecting a provider for home security. Other people will probably have personal experience with these companies that are either good or bad. They can share their experiences with you, which will greatly assist you in making the best decision. Be sure you seek out advice by asking those people. If you will be away from your house for an extended period of time, turn the ringers off for all your phones. A burglar might hear your phone ring and ring and ring, then realize that you are not home to answer it. You should not let anyone inside your home. Do not give in, even if a person uses a convincing story, asks for help or says they are selling something. These people might want to actually do you harm or could be casing out your house for a future break-in. Do not open your door for people you do not know. You have no way of knowing if the stranger on the other side of the door wishes to do you harm. Never open the door to anyone you do not know.

TIP! Take advantage of any and all security resources your local police force makes available to homeowners. They may offer neighborhood watch programs, home inspections, engraving tools for marking code numbers onto items so that they will be easily identified if stolen.

Don’t allow a complete stranger to come in your home. Nowadays, people invent many stories of why they should come in. For instance, they may say they need to call a mechanic or the police. However, their true intent is to rob you. Therefore, only allow people you know and are expecting to enter your home. If your house has a garage, keep the car there, not just your junk. This will keep thieves from stealing it or harming it. Hiding your car away from plain view is a good way to keep intruders from knowing when you are at home or not. It doesn’t matter how much money you spent, you should have an annual test. Get someone from the security firm to inspect it. Mother nature can sneak in and cause many problems. Sometimes it is very difficult to see the problem if you don’t know where it is. Change your locks if someone you don’t trust moves out of your home. Anyone from an old roommate to a former tenant could have access to your home if you leave the old locks in place. Most locksmiths can accomplish the job within 24 hours.

TIP! If you reside in a small town or rural area, then you might not be as worried about someone breaking into your home as city dwellers may be. Due to the distance between neighbors, some think rural areas are more likely to have intruders.

Consider changing your locks as a part of your home security program. Perhaps your roommate left town or you have gone through a messy divorce, and you need to feel that the home is safe. This is something that you can do yourself and does not cost much money at all. Go with your gut when you invite a home security company representative into your house. If the installers make you feel uncomfortable, heed your feelings. You can decide to use a different company, or ask for a different person to install it. Remember, the new security apparatus is meant to make you feel safe and secure. If you’ve got skylights, don’t forget about it when it comes to home security. While they are an excellent source of natural light, they are also an easy way for thieves to enter your home. The hardware that secures your skylights should be sturdy and durable. If you’ve got skylights, don’t forget about it when it comes to home security. As nice as they look, they’re a prime target for thieves. Make sure your skylights have reliable, heavy duty hardware in place.

TIP! Walls can be a great hiding spot. Small valuables fit nicely inside walls.

If you hire a security company, read any fine print. There might be hidden costs or other things you should know about. It is best to know all you can about a service you sign up for. Don’t fool yourself into believing that only expensive homes are broken into. Thieves can target homes that look easy to enter. Start beefing up your home’s safety now.

Topic: Home Security Tips, Simple Home Security Tips, Basic Home Security Tips

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1195 W Custer Pl, Denver, CO 80223

720 346 7663

Home Security Tips

Home Security Tips

Topic: Home Security Tips, Simple Home Security Tips, Basic Home Security Tips

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